Pay monthly starting at 0% APR

Choose how you pay with Affirm for as low as 0% APR. Spread the cost of a purchase from over 3, 6, 12, or 36 months into easy monthly payments.

What is Affirm?

Affirm (formerly known as PayBright) is one of the US and Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favorite retailers, both in-store and online.

By selecting Affirm as a payment method, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and Convenient Approval

Apply using the Affirm link for Canada or for the US. Enter a few details to get an instant decision and complete your purchase at the end of your buying journey with our Accounting team.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

How do I use Affirm?


Pre-Qualify with Affirm

Find the greenhouse you would like and pre-qualify with Affirm. Use this link to Apply in Canada or this link to Apply in the US.


Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.


Finalize your purchase

Continue the buying journey with your Greenhouse Expert.  When you have confirmed your order, pay your 25% deposit, finalize your payment plan with Affirm, and then you’re done!  Enjoy your greenhouse today and spread the cost up to 36 months.

Frequently Asked Questions

Yes. You’ll need:

  • To be the legal age of majority in the state, province or territory in which you reside
  • To be a resident of the United States
  •  Canadian permanent resident or citizen – 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK) – 
  • A Canadian or US bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
  • An SMS-capable US or Canadian phone number and an email address
  • Minimum purchase of $500

If your order is eligible for monthly payments with Affirm, the option will be presented at after registration. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

For more information on interest or fees, please read this FAQ article on the Affirm help site.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Affirm currently accepts pre-authorized debits from your US or Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.
Purchases made using Affirm are subject to BC Greenhouse Builders Ltd. standard return policy. Due to the custom nature of the product, Buyer may not cancel, change, or modify an order without the written consent of BC Greenhouse Builders Ltd. The project is final sale. For complete information on returns, contact BC Greenhouse Builders Ltd.
For further information, please refer to the Affirm help center or get in touch here.

Additional Details

To qualify for financing, minimum purchase value of cart must be $500 before taxes and fees.  Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR.

Payment options depend on your purchase amount, may vary by merchant, and may not be available in all states, provinces/territories. Actual payment option terms will be shown at checkout. A deposit of 25% is required and payable to BC Greenhouse Builders, Ltd. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment.

Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See for more information.

*Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Conditions apply and all transactions are subject to approval by Affirm.

*Payment plans offered by Affirm Canada Holdings Ltd. (“Affirm”). BC Greenhouse Builders Ltd. has no influence on whether you are offered and/or approved for a payment plan with Affirm. If you have an issue with your purchase, please contact BC Greenhouse Builders Ltd. or review our customer Terms of Service.

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